DCA Calculator
Regular fixed-amount investing — final portfolio value, year-by-year growth and the power of compound returns
Fixed amount you invest each month regardless of market conditions
Investment period
10 yrsExpected annual return
Average annual, before inflation
Final portfolio
275 217 058 UZS
×2,29 of invested
Composition
43,6% of total
129,3% of contributions
Growth by year
Year-by-year table
| Year | Contributions | Income | Total |
|---|---|---|---|
| 1 | 12 000 000 UZS | +860 361 UZS | 12 860 361 UZS |
| 2 | 24 000 000 UZS | +3 788 084 UZS | 27 788 084 UZS |
| 3 | 36 000 000 UZS | +9 115 505 UZS | 45 115 505 UZS |
| 4 | 48 000 000 UZS | +17 228 388 UZS | 65 228 388 UZS |
| 5 | 60 000 000 UZS | +28 574 508 UZS | 88 574 508 UZS |
| 6 | 72 000 000 UZS | +43 673 621 UZS | 115 673 621 UZS |
| 7 | 84 000 000 UZS | +63 129 040 UZS | 147 129 040 UZS |
| 8 | 96 000 000 UZS | +87 641 059 UZS | 183 641 059 UZS |
| 9 | 108 000 000 UZS | +118 022 551 UZS | 226 022 551 UZS |
| 10 | 120 000 000 UZS | +155 217 058 UZS | 275 217 058 UZS |
Why DCA Works Best Over a Long Horizon
At 15% annual return and 1,000,000 sum per month, over 10 years you invest 120M sum and the portfolio grows to ~270M sum. Investment income exceeds your contributions by more than 1.25x.
Over 20 years the picture is dramatic: investing 240M sum, you receive ~1.5B sum — income 6x your contributions. This is compound interest — the eighth wonder of the world.
The key DCA rule: start as early as possible and do not stop. Even skipping a few months noticeably reduces the final result by losing compound interest for those months.