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Debt-to-Income (DTI) Calculator

Calculate like a bank: debt-to-income ratio, maximum safe payment and the loan amount you can get approved for

Your income

UZS

Total of all active loans and installments

UZS

New loan (optional)

Leave 0 to only assess current debt load

UZS

Current DTI

0%35%50%100%
0,0%
Safe
Safe limit (50%)5 000 000 UZS
Available for new loans5 000 000 UZS

How the debt burden calculator works

Enter your income and current debt payments — the calculator will show your DTI and status: safe, acceptable, or dangerous.

If planning a new loan, fill in its parameters — you will see the new DTI and the maximum loan amount at which the bank will not reject based on the burden criterion.

The scale uses thresholds: up to 35% — green zone, 35–50% — yellow, above 50% — red (rejection likely).

Frequently Asked Questions

Debt-to-Income (DTI) Calculator — Solvix