OSAGO Calculator
Estimated cost of mandatory auto liability insurance in Uzbekistan (2025)
Final premium
330 000 UZS
Policy cost for 12 months
Calculation
Base annual rate220 000 UZS
Regional coefficient ×1.5
Experience coefficient ×1.0
Term coefficient ×1.00
Total due330 000 UZS
Liability limits
Property damage (per incident)20 400 000 UZS
Life and health (per person)51 000 000 UZS
OSAGO coefficients in Uzbekistan
Premium = Base rate × Regional coefficient × Experience coefficient × Term coefficient. Base rates and coefficients are set by the regulator and approximately match 2025 values.
| Parameter | Coefficient |
|---|---|
| Tashkent (city) | ×1.5 |
| Tashkent region | ×1.2 |
| Other regions | ×1.0 |
| Experience under 2 years | ×1.7 |
| Experience 2–5 years | ×1.2 |
| Experience over 5 years | ×1.0 |
| Term 3 months | ×0.40 |
| Term 6 months | ×0.70 |
| Term 12 months | ×1.00 |
Calculation is approximate. Confirm exact premium with your insurer. Base rates may be revised annually by the regulator.