Family Budget 50/30/20
Allocate your income using the 50/30/20 rule: needs, wants and savings — adjusted to your situation
UZS
Allocation
Needs
UZS%Wants
UZS%Savings
UZS%Income allocation
Needs 50%Wants 30%Savings 20%
Needs
5 000 000 UZS
50%
Wants
3 000 000 UZS
30%
Savings
2 000 000 UZS
20%
Free funds
0 UZS
Per year
Needs60 000 000 UZS
Wants36 000 000 UZS
Savings24 000 000 UZS
Why a Budget Changes Your Financial Life
Most people don't know where their money goes. Budgeting is not a restriction but awareness: you decide what to spend on rather than being surprised at the end of the month.
The 50/30/20 rule is a starting point. The savings portion matters most: even 10% of a 10M UZS salary at 18% return will grow over 15 years into an amount comparable to an apartment in Tashkent.